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法定準備率
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法定準備率
fǎ dìng zhǔn bèi lǜ
中央銀行規定商業銀行按存款總額繳存存款準備金的比率。各國規定的提存比率和辦法有所不同。一般是法定準備率提高,商業銀行向中央銀行繳存的存款準備金就增加,從而商業銀行可用於貸款和投資的資金就減少;反之,商業銀行可運用的資金就增加。因而調整法定準備率是中央銀行調節市場貨幣供應量的重要政策工具之一。
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更新时间:2026/11/13 14:32:18